Business Solutions

2717 Commercial Center Blvd,
Suite E200
Katy, TX 77494

Ethixs prides itself on exploring ALL options for their clients, whether traditional or "Out of the Box" ideas to ensure the right plan is in place for your employees.

Health Insurance

Ethixs prides itself on exploring ALL options for their clients, whether traditional or "Out of the Box" ideas to ensure the right plan is in place for your employees. Employee benefits have been a major focus of our company and we combine both agency and carrier experience, allowing us to have the best insight to each specific employer benefit program. We believe that it is important for our customers to know all of their healthcare options and that everyone become knowledgeable and engaged in the solution.

Ethixs goal is to lead the industry with next generation solutions. We work daily with all of our insurance carrier partners to find the right solution for every client. Our comprehensive process includes industry leading insurance options, enrollment technology, wellness programs, consumer knowledge and engagement as well as budget concerns.

Ethixs has a long history of leadership in the employee benefit industry. We understand the complete law and how it affects your business. More importantly, we understand all of the options available allowing us to educate each customer and develop the correct solutions.

We offer options in all the following- Fully Funded Plans, Self Funded Plans, Level Funded and Reference Based Pricing

COMPLIMENTARY PROGRAMS

Workers Comp/TAPP/GAPP/OCC ACC

Ethixs provides extremely competitive programs and customize plans to fit your company needs.

PRODUCTS

Workers' Comp
General Liability
Property & Liability
TAPP
GAPP
Occupational Accident

Workers' compensation insurance, which is regulated on a state-by-state basis, is generally mandatory for all businesses. This insurance is purchased by businesses to cover their employees in the event they are injured at work.

This insurance is invaluable to both you and your employees, providing financial protection in the event of a job-related accident or illness. This safety net is crucial; without it, the impact of a serious accident could be disastrous.

Retirement

ETHIXS provides a free assessment to confirm that you are in compliance and also paying the lowest fees associated with your provider.

We engage in every step of the process, including:

Plan design
Administration
Compliance
Employee education
Vendor evaluation and selection

Chief among the options, 401 (K) plan accrues interest on which taxes are not paid until fund withdrawal begins, typically in later years when income is lower and thus subject to a lower tax rate. The employer also has the option to match the employee's contribution.

There are also 401 (K) plans that enable fund investment into stocks, bonds, and other types of mutual funds.

The experience and capabilities of our retirement team also extends to profit sharing, defined benefit plans, IA -based plans, Simplified Employee Pensions (SEP) , and traditional pensions.

Ethixs also provides an employee program that has zero risk to employee and no risk or fees associated for the company. Be sure ad ask us how during your benefit consultation.

Enrollment Solutions

One of the biggest things that separates EthiXs from all of its competitors is our complimentary Benefit Enrollment solutions we incorporate to ensure a smooth and easy enrollment of all of your company benefit programs.

EthiXs has a fully staffed team of licensed bilingual Benefit Counselors, most with over 10+ years experience in the industry.

EthiXs uses several national Benefit Administration systems to ensure your company has the best and most advanced online capabilities which create the best enrollment process for your employees.

EthiXs also utilizes Consumerism to help educate your employees prior to the enrollment process as well as to ensure post enrollment education of everything they elected to participate in the enrollment.

EthiXs also has Benefit Booklets and a company Benefit website to further enhance the enrollment process and ease the burden for HR departments.

Supplemental

EthiXs offers a variety of supplementary carriers to ensure the absolute best voluntary plans are offered to your employees. We offer all the programs below as well as a few others.

Dental/Vision- Dental is the #2 most sought benefit after Health insurance and ours offers several unique advantages, such as No minimum participation and no rate increases as well as portable if the employee was to leave

Disability- We offer both Long and Short Term Disability options

Critical Illness and Cancer Plans - 1 in 2 1/2 today have now gone through cancer, as well as other major events such as Heart Attacks and Strokes. Our plans offer lump sum pay outs to help employees in a time of need.

Health Insurance "Gap" Plans- Designed specifically to cover all the out of pocket expenses that health insurance doesn't cover, such as deductibles, hospital stays, ambulance, medical screenings and more.

Accident Coverage- covers you and your loved ones in the case of any accident, on or off the job

Multiple Life Insurance options with Living death benefits as well as long term care benefits

Legal Protection & Identify Theft Protection

Cobra Administration to include HSA & FSA